Replacing Siding With James Hardie May Earn Insurance Premium Discount

Using James Hardie fiber cement siding and trim on your home has many benefits and advantages. For example, one benefit sometimes overlooked by homeowners replacing their vinyl or wood siding with Hardie products is talking with their agent about available discounts. Replacing wood or vinyl siding with Hardie Plank may reduce your insurance premium.

Siding With Hardie Plank May Reduce Your Insurance Premium
Replacing your wood or vinyl siding with James Hardie may earn an insurance premium discount.

Why Would Insurance Companies Reward You For Replacing Wood Or Vinyl Siding With James Hardie Siding?

Vicky McCollim, co-owner of Home Exterior Systems, says, “We try to mention this to our customers as a reminder to follow up with their insurance agent after project completion. The James Hardie siding and trim products are masonry, non-combustible, and fire-resistant. Insurance companies usually reward you for using materials that reduce fire risk. However, homeowners need to speak to their insurance agents directly to find out if they qualify for a premium discount.”

Other James Hardie Siding Benefits

In addition to the beautiful look and style of expertly installed JH Siding, there are several other benefits over wood and vinyl siding. Some of these added benefits, such as resistance to insects and vermin. Also, higher resistance to storm damage may contribute to your insurer’s willingness to offer a premium discount.

James Hardie Siding Already A Great Investment In Your Home

Replacing your old siding with James Hardie is among the most significant home improvement investments you can make to your home. A James Hardie siding replacement can return as much as 70 percent of its cost as added resale value. According to the Cost vs. Value Report 2021 by Remodeling Magazine, replacing wood siding with Fiber Cement is among the best value home improvements you can make.

If You’re Considering Siding Replacement With Hardie Plank, Call HES

There you are; siding with Hardie Plank may reduce your insurance premium. So, if you’re still on the fence about using James Hardie, you owe it to yourself to research further. Check around for a top Elite Preferred James Hardie contractor. They’ll help you with any questions you may have. You’ll find the very best of the best in your area by doing a little homework. Contact James Hardie about the top pros in your area; you won’t be sorry. That is to say, those contractors with high Guild Quality Survey results are among your best bets. Guild Quality is a third party that independently surveys willing homeowners after each project.

In conclusion, if you’re in the Greater Houston, Texas, area and looking for a siding contractor, please call Home Exterior Systems (HES) for an estimate. You’ll be really glad you did.

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